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CALL GLHF WITH QUESTIONS ABOUT
CHANGES IN INSURANCE
David Linney
Most of us have health and drug plan coverage
through an employer or through Medicaid or Medicare. Benefits and coverage can
change if an employer or if Medicare or Medicaid makes a change or if we
have a change in our circumstances.
At such times it is good to review your overall
insurance status and benefits.
Some examples of such circumstances follow:
·
Your employer changes health
and/or drug plans
·
Your employer offers more than one
insurance plan (open enrollment)
·
You or your spouse become eligible
for job insurance or change jobs
·
You or your spouse lose your job
·
Your son/daughter turns 19 and is
not a full time student
·
Your son/daughter graduates from
post secondary schooling
·
Your “dependent” son/daughter gets
married
·
Your son/daughter drops out of
school
·
You or a family member become
eligible for Medicaid through Supplemental Security Income (SSI)
·
You or a family member become
ineligible for SSI
·
Medicaid requires you to join an
HMO
·
You become eligible for Social
Security Disability Income (SSDI) and Medicare (24 months after receiving the
first benefit check)
·
You become ineligible for SSDI
·
You become Medicare eligible and
need to consider Medicare Advantage plans, Medicare Medigap (Supplemental) plans
and Medicare Part D plans.
Understanding your insurance options and
benefits is critical for good insurance planning. Developing an insurance plan
will be based on your specific situation. Call David Linney GLHF’s Insurance
Counselor at (414) 257-0200 or toll free at 1-888-797-4543 to help with your
insurance questions.
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